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PayCheck Advance

Did you forget to pencil in your surprise plumbing disaster and emergency car repair? Don’t worry. We’ve got you covered with PayCheck Advance Loans up to $1000.*
Fast funds with better savings
The first thing that comes to mind when accessing quick cash is an unruly payday lender. Their loans are riddled with extreme fees and unnecessary rates. Typically they charge flat fees, which if translated to interest rates can be upwards of 390% APR.
The fees and rates are so outrageous that the state of New Jersey is one of 15 states that have banned traditional payday lenders altogether. We’ve developed a new way to access quick cash.
At Liberty Savings, we understand quick loans are necessary—but we don’t believe that means they have to come with high fees and hidden charges. That’s why we’re proud to offer all the benefits of these loans to our members, without those fees and interest rates. Our PayCheck Advance Loans can be approved and accessed quickly, allowing you the freedom to use them without the worry that you’ll be caught in a spiral of debt.
The freedom to choose
These loans may sound like they’re only for emergency needs, but that isn’t always the case. With quick payment terms and competitive rates, our PayCheck Advance Loans can be leveraged for whatever purpose you like between paychecks.
Apply today for these benefits:
  • Loans up to $1000
  • Rates at only 18%
  • Your choice of terms—up to 12 months
  • Convenient repayment through payroll deduction
  • Plus, earn a rate discount of 0.25% by building your financial know-how through the BALANCE Financial Fitness Program*. Ask a Member Services Representative for more details.
Whether it’s a surprise expense, or a last minute getaway, our PayCheck Advance Loans may be the perfect solution to get you the extra cash you need. Stop by any branch to speak with a Member Services Representative, or call us at 201-659-3900 (option 5 at the prompt).
Five Corners

666 Newark Avenue

Jersey City, NJ 07306
1590 John F. Kennedy Blvd.
Jersey City, NJ 07305
North Hudson
108 48th Street
Union City, NJ 07087