Effective June 15, 2011

    Minimum Deposit
$5,000 Combined
  Minimum Deposit
$500
Term   Annual Annual   Annual Annual
Month Years   Yield Rate   Yield Rate
6
.5 Years
  0.800% 0.797%   0.700% 0.698%
12
1 Year
  1.000% 0.995%   0.900% 0.896%
18
1.5 Years
  1.250% 1.243%   1.150% 1.144%
24
2 Years
  1.500% 1.490%   1.400% 1.391%
30
2.5 Years
  1.650% 1.638%   1.550% 1.539%
36
3 Years
  1.800% 1.785%   1.700% 1.687%
42
3.5 Years
  2.100% 2.080%   2.000% 1.982%
48
4 Years
  2.400% 2.374%   2.300% 2.276%
54
4.5 Years
  2.600% 2.570%   2.500% 2.472%
60
5 Years
  2.800% 2.765%   2.700% 2.667%
66
5.5 Years
  2.825% 2.789%   2.725% 2.692%
72
6 Years
  2.850% 2.813%   2.750% 2.716%

Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.



Money Market Account
Projected Rates for
June 2011
Balance Range Yield Rate
$2,500 - $9,999.99 0.400% 0.399%
$10,000 - $49.999.99 0.450% 0.449%
$50,000 or over 0.500% 0.499%
Rate is not guaranteed



Dividend rates on non-CD accounts
  Minimum Average Daily Balance
To Receive Dividend
Annual APY
Savings
$501
0.10%
Holiday Club
$200.00 at maturity
0.10%
Vacation Club
$200.00 at maturity
0.10%
IRA Savings
$500
0.20%
HSA Account
$0
0.20%

Availability of individual rates and terms are subject to change without notice.
Annual Percentage Yield based on term and minimum deposit. Penalty for early withdrawal.

 

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