Effective June 16, 2010

    Minimum Deposit
$5,000 Combined
  Minimum Deposit
$500
Term   Annual Annual   Annual Annual
Month Years   Yield Rate   Yield Rate
6
6 Months
  0.600% 0.598%   0.500% 0.499%
12
1 Year
  1.050% 1.045%   0.950% 0.946%
18
1.5 Years
  1.300% 1.292%   1.200% 1.193%
24
2 Years
  1.600% 1.588%   1.500% 1.490%
30
2.5 Years
  1.750% 1.736%   1.650% 1.638%
36
3 Years
  2.050% 2.031%   1.950% 1.933%
42
3.5 Years
  2.250% 2.227%   2.150% 2.129%
48
4 Years
  2.600% 2.570%   2.500% 2.472%
54
4.5 Years
  2.625% 2.594%   2.525% 2.496%
60
5 Years
  2.900% 2.862%   2.800% 2.765%
66
5.5 Years
  2.875% 2.838%   2.775% 2.740%
72
6 Years
  3.250% 3.203%   3.150% 3.105%

Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.



Money Market Account
Projected Rates for
July 2010
Balance Range Yield Rate
$2,500 - $9,999.99 0.500% 0.499%
$10,000 - $49.999.99 0.650% 0.648%
$50,000 or over 0.750% 0.747%
Rate is not guaranteed



Dividend rates on non-CD accounts
  Minimum Average Daily Balance
To Receive Dividend
Annual APY
Savings
$501
0.50%
Holiday Club
$200.00 at maturity
0.50%
Vacation Club
$200.00 at maturity
0.50%
IRA Savings
$500
0.60%
HSA Account
$0
0.60%

Availability of individual rates and terms are subject to change without notice.
Annual Percentage Yield based on term and minimum deposit. Penalty for early withdrawal.

 

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