Relationship Pricing

We want to reward our most loyal members for giving us the opportunity to serve them. LSFCU is a full service financial institution. We are more than just savings accounts. So, please review the criteria that must be met to qualify for one of our new Relationship Pricing tiers. The idea is simple – we want to be your PRIMARY financial institution. We are honored to have your savings accounts but we'd love to have your checking accounts, VISA accounts, mortgages, auto loans, and retirement accounts as well! We want to be your financial resource! If you qualify for any of the new Relationship Pricing Tiers, your account will be automatically upgraded. You do not need to do anything! We will take care of it for you.

Aggregate share/loan balance of at least $10,000 + Checking Account or SEG Ambassador

  • Free money orders
  • Free cashier's checks
  • Free overdraft transfers
  • 0.15 point interest rate REDUCTION on new loans (excludes home loans)*
  • 0.15 Certificate rate INCREASE*

Aggregate share/loan balance of at least $25,000 + Checking, Direct Deposit, and VISA

  • All of the benefits of Tier 1 PLUS
  • Free personal checks (MAX of 1 box per year)
  • 0.15 point BONUS dividend on checking, savings and money market balances*
  • 0.25 point interest rate REDUCTION on new loans (excludes home loans)*
  • 0.20 Certificate rate INCREASE*
  • No annual fee for VISA
  • No fee certified checks

Aggregate share/loan balance of at least $50,000 + Checking, Direct Deposit, and VISA

  • All of the benefits of Tiers 1 & 2 Plus
  • 0.25 point (total) BONUS dividend on savings and money market balances*
  • 0.50 point (total) interest rate REDUCTION on new loans (excludes home loans)*
  • 0.25 Certificate rate INCREASE*
  • 3 free wire transfer per month (domestic or international)
  • No fee certified checks
  • No charge for Statement copies, check copies, STOP Payments, or any balance transfers requested by phone

***Rate changes are not cumulative from tier to tier.