Please be aware that some members have been receiving fraudulent phone calls. Our number is showing on the caller ID and the person calling is stating that they are a Liberty Savings Representative. If you receive a call, please do not share any personal or financial information pertaining to your Liberty Savings accounts. We will never ask you for your username, password for online banking or your ATM or Debit Card pin number.
Membership Fee: $10.00
(waived for members from Select Employee Groups & Youth Accounts)
First 12 months after account opening: $25.00
Termination Fee after 12 months: $10.00
Password reset: $5.00
TellerPhone PIN reset: $5.00
Minimum balance to avoid fee: $25.00
Below minimum balance: $5.00 per month
Early withdrawal: $15.00
Account closing: $25.00
Excessive withdrawals: $5.00 each
Below minimum balance ($2500): $10.00 per month
(no minimum balance)
Overdraft transfer from shares: $5.00 per item
Returned Check: $25.00
Overdraft Honored: $25.00
Uncollected Funds: $25.00
Check Copy – Mailed or Faxed: $12.00
Check Copy – in person request: $10.00
Stop Payment: $25.00
Check Series Stop Payment: $35.00
Change of Checking Account Number (limit once per year): $35.00
Lost or stolen replacement card: $10.00
Card RUSH delivery: Subject to shipping charges
Card delivered to credit union: $15.00
PIN reset: $5.00
PIN mailer: $2.00
Additional cards: $5.00 each
Involuntary Revocation: $15.00
Check Cashing: 0.5% of check amount
Money Orders: $2.00
Late Loan Payment: $10.00
Non-member loan application fee: $35.00
Loan application (reapply within 6 months of decline): $25.00
Wire Transfer (incoming): $25.00
Wire Transfer (outgoing): $25.00
Wire Transfer (foreign): $50.00
Interim Statement (print-out): $3.00
Paper Statements: $3.00 per statement
Statement Copies: $3.00 per copy
Immigration Letter: $40.00
Account Research: $30.00 per hour
Inactive Account Fee: $10.00 per month
Legal Process (subpoenas, levies, etc.): $50.00 per document
Returned Mail: $5.00 per occurrence
Verification of Deposit: $15.00
Verification of Account: $15.00
Involuntary Account Closure: $25.00
Address Verification Search: $10.00
EFT Overdraft: $25.00
If transaction can be accomplished via online banking (LibertyLink) or TellerPhone and member still wants to have in done over the phone, a charge of $7.00 per transaction shall be applied. This includes balance inquiries, account transfers, payments, etc.
“I’ve been with the credit union for the past 25 years and have always received excellent service and help with loans. I highly recommend Liberty Savings to anyone in Hudson County looking for a loan or new place to bank.”
– Liberty Savings Member
