Please be aware we have changed debit card processors. You should have already received your new card. Please call 1-800-992-3808 to set up your PIN and activate your card. Please be aware that if you do not have a checking account you will not receive a new debit card and your old card was deactivated on 10/5/21. To sign up for a checking account or debit card, please visit a branch or call (201) 659-3900.

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Individual Retirement Accounts (IRAs)

Reduce your tax bite today while saving for your golden years.

Put the full power of tax-deferred savings and compound interest to work for you. Liberty Savings offers a variety of savings products best suited for your long-term, individual retirement goals. You can establish IRA CDs at any branch or establish investment accounts through our Financial Planning partner, NorthEast Planning Corporation.


  • Save for retirement with immediate tax benefits
  • Contributions may be tax deductible
  • Competitive fixed rate for a term of 1 to 72 months
  • Higher rates paid for balances over $50,000
  • Your Savings are Federally Insured up to $250,000
  • Up to $250,000 of IRA funds are Federally Insured by the NCUA

Questions about setting up an IRA? Please contact our Member Services team at (201) 659-3900 Ext. 6 for assistance.

We offer our members free investment and retirement counseling. Find out more

Deposit Rates

“Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for multiple loans. The customer service is amazing!”

– Liberty Savings Member

Third Party Disclaimer

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