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Hudson County School Employees Federal Credit Union was founded on March 1, 1951 by the late William and Catherine Miller who were both employed by the Jersey City public school system. While writing his doctoral thesis on the history of the credit union movement at New York University, Bill was advised by his close friend Thomas ‘Cork’ Corcoran to put his education to use and start a credit union himself. Bill and Kay first approached fellow teachers and offered free membership to school employees throughout Hudson County.
Starting out with no paid staff and just 68 members signing up for payroll deduction, the credit union grew slowly at first. At the end of 1952, the credit union had 251 members and held $39,192 is assets. Bill and Kay ran the small institution out of their home on Columbia Avenue, taking deposits and making loans across the kitchen table.
As the credit union grew stronger, more groups looked for our services to be provided for their employees. In 1977 our name changed to Educational Federal Credit Union. In the late 1970’s and early 1980’s, several smaller credit unions joined forces with Educational FCU and a result of the mergers, our credit union grew tremendously.
As we began to acquire Select Employee Groups outside of the education industry, our board and management felt that Educational FCU did not adequately reflect our expanding base of membership; therefore, in 1986, we changed our name to Liberty Savings Federal Credit Union.
In addition to the almost 200 Select Employee Groups that we currently serve throughout northern NJ, we can also offer membership to anyone who lives, works, worships, or attends school anywhere in Hudson County. We offer a compelling variety of new and innovative financial products and services while at the same time cherishing the ‘old time values’ that Bill & Kay Miller had in mind all those years ago. We are proud to be your credit union and to have the honor of providing sensible financial solutions to our valued members.
“I’ve accomplished so much since joining Liberty Savings. The assistance of the Member Services Team has been amazing. They are not like regular banks. They truly put people first here. Keep doing what you’re doing!
– Liberty Savings Member
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