| Certificate & Money Market Account Rates | |||||
| Effective June 1, 2023 | |||||
| Term | Minimum Deposit $5,000 Combined | Minimum Deposit $500 | |||
| Months | Years | Annual Yield | Annual Rate | Annual Yield | Annual Rate |
| 6 | 0.5 Years | 2.750% | 2.716% | 2.650% | 2.618% |
| 12 | 1 Year | 3.000% | 2.960% | 2.900% | 2.862% |
| 18 | 1.5 Years | 3.000% | 2.960% | 2.900% | 2.862% |
| 24 | 2 Years | 3.250% | 3.203% | 3.150% | 3.105% |
| 30 | 2.5 Years | 3.250% | 3.203% | 3.150% | 3.105% |
| 36 | 3 Years | 3.500% | 3.445% | 3.400% | 3.348% |
| 42 | 3.5 Years | 3.500% | 3.445% | 3.400% | 3.348% |
| 48 | 4 Years | 3.750% | 3.687% | 3.650% | 3.590% |
| 54 | 4.5 Years | 3.750% | 3.687% | 3.650% | 3.590% |
| 60 | 5 Years | 4.000% | 3.928% | 3.900% | 3.832% |
| 66 | 5.5 Years | 4.000% | 3.928% | 3.900% | 3.832% |
| 72 | 6 Years | 4.000% | 3.928% | 3.900% | 3.832% |
Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.
Availability of individual rates and terms are subject to change without notice.
Annual Percentage Yield based on term and minimum deposit.
Penalty for early withdrawal.
| Money Market Account | ||
| Projected Rates for June 2023 | ||
| Balance Range | Yield | Rate |
| $2,500 – $9,999.99 | 2.250% | 2.227% |
| $10,000 – $49,999.99 | 2.500% | 2.472% |
| $50,000 – $99,999.99 | 2.750% | 2.716% |
| $100,000 and over | 3.500% | 3.445% |
| Rate is not guaranteed | ||
| Dividend Rates on Non-Certificate Accounts | ||
| Minimum Average Daily Balance To Receive Dividend | Annual APY | |
| Savings | $501 | 0.10% |
| Holiday Club | $200.00 at maturity | 0.10% |
| Vacation Club | $200.00 at maturity | 0.10% |
| IRA Savings | $500 | 0.10% |
| HSA Account | $0 | 0.10% |
Availability of individual rates and terms are subject to change without notice.
For current rates for all your borrowing needs, please call 201-659-3900 Ext. 4.
“Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for multiple loans. The customer service is amazing!” – Liberty Savings Member
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