Please be advised that the ATMs at the Union City and City Line branches are being upgraded and not currently accepting deposits. Click here to find a nearby fee-free ATM. Thank you for your patience.

Photo of couple shopping for clothes with Visa card image

Liberty Savings Visa Card

Never pay over 18%APR*
No balance transfer fees
Earn points on every purchase
Fast cash access

Take advantage of member-only rates as low as 10.75%APR!*

As with any Liberty Savings product, our Visa cards offer a commitment to customer service by providing you with the best benefits and options available.

Fraud protection

Your account has 24/7 fraud monitoring. Working with you, we continually monitor your account to detect suspicious or unusual activity.

Zero fraud liability

You will not be responsible for any fraudulent transactions.

Insurance coverage

No cost auto rental collision damage waiver plus protection against collision and theft.

Worldwide acceptance

Your Liberty Savings Federal Credit Union Visa credit cards are welcome at millions of establishments worldwide.

Savings you can count on

We keep your fees and rates low and service quality high. So, you are shopping and saving at the same time.

Cash access

You can use your credit card to take cash advance at thousands of ATMs.

Did you just receive your new Visa card? Enjoy more benefits when you activate your Visa Management System through LibertyLink

To active your account click here and log in to your LibertyLink account. To register, you’ll need the profile email address you used when you established your Liberty Savings membership. This email address is the same account where you receive all of your Liberty Savings correspondence. You’ll only need to complete this registration once on the initial entry into your account. Once you’ve registered you’ll be able to manage all of your finances, including your Visa credit card, right from your LibertyLink portal.

From the Visa Management System you’ll be able to:

  • Check account balances
  • Make credit card payments directly from your LibertyLink account
  • Print statements
  • Service Representatives will be able to access your account for quicker response to questions
  • All transactions will now be categorized to help with budgeting for expenses
  • Export all data for future reference


Save money and simplify your credit card payments with our Visa Balance Transfer!

Did you know you can transfer all of your current credit card balances and payments to a Visa right here at Liberty Savings? Stay organized with one low monthly payment and possibly even save money with low credit union rates.

Visa Alerts

Be sure to stay one step ahead of fraudulent activity. Sign-up here for Visa Alerts and receive free email or mobile notifications when we detect conditions or events that might affect your account.


Apply Today

To get started on a new card or balance transfer, call us at (201) 659-3900 Ext. 4, stop by any branch or download the form below to save time in the branch.


Important Contact Information

Report all lost or stolen ATM/Debit/Check cards by calling (833) 917-2185.

Report all lost or stolen Visa credit cards by calling (800) 240-0224.

Whenever you are planning to travel, please call one of the following numbers to ensure that transactions on your account are not flagged as fraud. For debit cards, please call (833) 917-2185. For credit cards, please call (800) 240-0224.


*Visa Rewards Card eligibility is determined by LSFCU and is based upon the borrower’s credit worthiness. No limit cash access valid in branch only. Restriction on cash access apply at ATMs. Rates and Terms are subject to eligibility and may change without notice.

Download Visa Application

Sign up for Visa Credit Alerts

“Joining Liberty Savings is one of the best things I’ve ever done. Their products and services save me time and money. I tell everyone I know how great it is to be a member.” – Liberty Savings Member

Third Party Disclaimer

By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.