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Say goodbye debt and hello better spending.

We’ve got you covered with two easy steps to help simplify your life and finances.

It’s far easier to manage your debts and make real progress in paying them off when you have just one single payment that doesn’t change. That’s the beauty of our Debt Consolidation and Balance Transfer programs. We pay off your lenders and you make one payment to us. Better yet, with our competitive, member-only rates, you may find yourself paying less interest each month. There’s never been a better time to consolidate and transfer.*

Consolidate Debt
Combine multiple high-interest debt into one monthly payment. You could save money with low, Liberty Savings rates.*

Fee-Free Balance Transfer
Switch to our low-rate Visa Rewards Card and earn one reward point for every dollar you transfer. Enjoy credit card rates as low as 6%APR!*

Are you ready to get started or discuss your options? Please visit any branch or call (201) 659-3900, Ext. 4. To save time, be sure to download and fill out the form below.

*Loan eligibility and rates are determined by LSFCU and are based on the borrower’s credit worthiness. Rates are subject to change without notice.


Download Loan Application

“Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for multiple loans. The customer service is amazing!”

– Liberty Savings Member

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