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Home Equity

If you’re looking to put more money in your pocket, there’s never been a better time to get a Home Equity Line of Credit. For a limited time, you’ll earn 5000 Bonus Rewards Points on a Platinum Visa Rewards Card to use however you’d like!*

• Home Equity Fixed Rate Products as low as 4.0%APR*

• Variable HELOC Rates as low as 5.5%APR*

• Borrow up to 100% of your home’s value*


Take advantage of the home value you’ve worked hard to invest in with a Home Equity Line of Credit (HELOC). A HELOC is the perfect way to make more funds available to you now and leverage equity before your sell. By using the equity in your home as security, you can open a line of credit to finance whatever you choose. Much like a credit card, you can borrow as much or as little of your limit as you need. Simply repay your outstanding balance and the limit is replenished, allowing you to draw on it again if you wish. It’s the ideal option for large expenses like travel, tuition fees, or home renovations.

With rates as low as 5.5% APR,* a HELOC is perfect for consolidating high-interest loans to reduce monthly expenses. Plus you’ll enjoy all of the member-only benefits such as lower fees and exceptional service. As a Liberty Savings Member, you’re always a VIP!

For a limited time, we’re also giving 5000 bonus points on a Platinum Visa Rewards Card.* With 24/7 fraud protection, worldwide acceptance, and no limit instant cash access, you can experience even more flexibility on everyday purchases.

Visit any branch or call (201) 659-3900, Ext. 4. To save time, be sure to download and fill out the form below.

*Home Equity Loans and Visa Card eligibility are determined by LSFCU and are based upon the borrower’s credit worthiness. Up to 100% LTV. Loan must be a minimum of $5,000 to qualify for Visa Platinum Rewards Card bonus points. Points dispersed after loan is in good standing for 60 days. Terms and Conditions may apply. Rates and Terms are subject to eligibility and may change without notice.

Download Loan Application

“I’ve been with the credit union for the past 25 years and have always received excellent service and help with loans. I highly recommend Liberty Savings to anyone in Hudson County looking for a loan or new place to bank.” – Liberty Savings Member

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