We recently launched our newest phone app, which lets you access your accounts 24/7 with ease. In addition to your personal accounts, there are so many other ways your phone can access financial information. There are a number of useful apps that can even help you save money and track your spending. Level Money — Are you … Continue reading “Save Savvy With Your Smart Phone”
Category: Personal Credit
Paying off debt is a great goal, but many people give into an impulse to be rid of debt by depleting their savings. While this may seem like a great idea, over the long run it may actually hurt you more. Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), … Continue reading “How Saving Helps Pay Down Debt”
The most recent Equifax hack is one of the worst for Americans because so many people have had their information passed through the company, but the bigger picture is that data breaches seem to happen to large companies all to frequently these days. With Equifax, the particular worry is thieves knowing every bit of your … Continue reading “Protect Yourself from the Equifax Hack & More”
Earlier this year, a Facebook quiz went around called “10 Bands I’ve Seen, And One Is a Lie.” People on Facebook would re-share, listing the names of nine bands they’d seen and one that they hadn’t. Their friends then had to guess which was the lie. The person sharing the list often included a note about the first … Continue reading “Stay Safe on Social Media”
You’re getting married, congratulations! Since we’re a credit union, it’s only normal our marriage advice would be to talk about finances with your future spouse. Discussing how you’ll handle past, present and future finances can get your marriage off on the right financial footing. Financial Baggage Have a discussion about how you’ll handle premarital debt. … Continue reading “Marrying Your Finances”
Movies or TV show often portray an intern as someone who takes coffee orders and makes photocopies. In reality, internships often provide hands-on experience that will help you land your first full-time job. It will teach you new skills and give you a leg up when applying for future jobs. What Kind of Internship is … Continue reading “Land Your First Internship”
If you thought you (or all your neighbors!) couldn’t join Liberty Savings, think again. Our credit union has a community charter, which means anyone living or working in this community can join our credit union. You might already know that there are many benefits to being a credit union member–such as low fees and loan … Continue reading “The More the Merrier!”
Summer is just around the corner, and that means kids are out of school, and many times looking for ways to earn a few extra dollars. Even though the legal working age in the U.S. is 14, there are ways for your children to make money before they first become employed. Is babysitting the right fit? … Continue reading “Make Money Your Own Way”
The last ten years have been quite transformational for people, especially this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about as much (rather, as little) as previous generations. Then … Continue reading “Credit Union Values That Fit Your Life Goals”
Worrying about money is natural. Almost everyone does it at some point. But worrying could also be a sign there are serious problems you’re avoiding —a persistent little reminder that just won’t go away. So if you’re finding yourself stressed about upcoming spring plans or summer travels, there are some simple things you can do to stop … Continue reading “Three Steps to Fixing Your Money Worries”