COLUMBUS DAY CLOSING

Please be advised that all Liberty Savings Branches will be closed on Monday, October 10th to recognize Columbus Day and Indigenous Peoples' Day. All branches will be open for normal business hours on Tuesday, October 11th. Please enjoy a happy and safe holiday!

Credit Union Values That Fit Your Life Goals


The last ten years have been quite transformational for people, especially this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about as much (rather, as little) as previous generations. Then factor in the average student loan debt of $27,000 and that take home pay is quickly eaten up.

Despite that, millennials are principled and they maintain an optimistic outlook about their financial future. This is where life goals and financial goals intertwine. If you’re looking to firm up your goal, a credit union like Liberty Savings is a smarter choice because it functions as a not-for-profit financial cooperative offering the same services as a bank.

Here are some ways Liberty Savings works with your life goals and values.

If you value open membership without boundaries.

When you opened your first bank account, did you have to deposit some ridiculous amount of money or risk getting hit with a $5 monthly fee? At a credit union, you usually only have to deposit a minimum of $1 to $10. That money is a “share” in the company instead of money that’s invested in high risk securities. Anyone can open an account without worrying about meeting certain terms.

If you value cooperation instead of competition, a credit union is for you.

Why should you have to suffer because your bank doesn’t have ATMs everywhere? Fees to use other ATMs can really add up. You shouldn’t have to spend $24 to withdraw $20! Instead, grab your smart phone, download the Co-Op ATM app and find a free ATM or shared branch to conduct your business. Voila! As everyone knows, life is a little better when you work together instead of making everything a competition.

If you value education, training and information, a credit union is DEFINITELY for you.

Credit unions are the only financial institution with education as one of their foundational principles. Our trained representatives can offer help and education for any of your financial needs. Plus we have staff on hand and partner companies that are certified for specific financial needs like retirement planning, and free courses to help keep you financially fit in any situation. Just click on this link!

Our credit union, with it’s not-for-profit values, can help you affect change in your community and life. Whether it’s an auto loan, mortgage, small business loan or balance transfer credit card, our first priority is helping our members. Let us know what we can do for you!

Third Party Disclaimer

By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.


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