If you’re thinking about buying a new car, do you know what the best time is? The end of the model year is a great option because it means car prices on current year vehicles can be lower than ever. Not everyone can wait that long, but if you’re a savvy enough consumer to wait … Continue reading “Long-term planning and your auto loan: save with Liberty Savings”
Author: Lady Liberty
You’ve heard it from a million places: budget your money! We’ve been told time and again to make a firm plan and stick with it–that it’s the smartest pathway to prosperity. For many people, though, that advice just doesn’t resonate. They feel constricted by a budget. Keeping cash in separate envelopes makes them feel like … Continue reading “Cash flow budgeting: a fast, flexible way to fix your finances”
Money market accounts are offered by banks and credit unions like regular savings accounts. They usually pay higher rates, require higher minimum balances and limit withdrawals. Many money market accounts will even let you write a limited number of checks each month. This type of account gained a high profile during the high inflation of … Continue reading “Money market accounts”
Having a little piece of the world to call your own has always been a cornerstone of the American dream. Couple it with a picket fence and a dog, and you’ve got a perfect Norman Rockwell vision of Americana. It all begins with home ownership. Yet, for many people, this has been a dream deferred. … Continue reading “Four reasons to make 2015 the year of the homeowner”
When you buy a new car, your warranty should see you through the term of your loan on most major repairs. But what about those of us who decide to buy a used car instead? Many used cars don’t come with warranties, meaning if the car breaks down you’re still on the hook to make … Continue reading “Will your loan last longer than your car?”
Have you ever wished someone would just wave a magic wand and all your debt would disappear? Lottery winnings and a surprise inheritance aside, bankruptcy seems to be the most likely way to get that wish granted. Having lost its stigma long ago, many people now view bankruptcy as a financial management tool. But it … Continue reading “Can bankruptcy solve the problem?”
Keeping the kids entertained while on summer break can be an expensive endeavor. Registrations for summer camps, day care and recreation programs are only the tip of the iceberg. You also need to consider transportation costs to and from these programs that you don’t normally attend during the school year. But summer break doesn’t have … Continue reading “Kids’ summer fun on a budget”