There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification. Part of … Continue reading “6 Questions First-Time Homebuyers Should Ask Themselves”
Author: Lady Liberty
Don’t assume your retirement accounts are safe from hackers just because they’re insured by the NCUA (National Credit Union Administration) or FDIC (Federal Deposit Insurance Corporation). Hackers are poised to move from retailers to financial institutions, and your retirement accounts are squarely in their cross-hairs. Your financial and personal information can be stolen in more … Continue reading “Don’t Let Hackers Crack Your Nest Egg”
Suffocating student loan debt is one of the most serious financial problems facing a generation of Americans, and the holiday spending doesn’t seem to help many. This financial position makes student loan borrowers a tempting target for unscrupulous companies. According to consumer advocates, complaints and suits filed against companies offering dubious student-debt relief programs are on … Continue reading “Student Debt-Relief Companies Are Often a Sham”
Working part time during retirement is about getting the best of both worlds: an opportunity to continue earning along with the flexibility to pursue personal goals. Opportunities to work part-time are becoming more plentiful as employers scramble to replace the large number of baby boomers now reaching retirement age. Fortunately for employers, many “retired” workers … Continue reading “Part-Time Work Proves Rewarding for Retirees”
It’s a trend that’s been going on for years… In an attempt to wring more profit from the biggest shopping day of the year, so many retailers start Black Friday on Thanksgiving that it’s become almost commonplace. Many people view these early store hours as eroding family time and corrupting the meaning of Thanksgiving. The backlash … Continue reading “Shop Cooperatively This Holiday Season”
It’s that time of the year where holiday shopping kicks into high gear–meaning more and more people spend with credit cards and do online shopping. Even beyond shopping, identity theft can happen any time of the year. Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up … Continue reading “7 Tips to Avoid Identity Theft”
How do you define wealth? The dictionary says wealth is “a large amount of money and possessions.” But I propose the following, straight-forward definition: wealth is the difference between what you are earning and what you are spending. If you have never been “rich,” you’ve probably never defined yourself as wealthy, but no matter what … Continue reading “Get Wealthy, Not Rich: Change How You Think About Money”
As a follow up to our post about top 10 car buying tips, we realize that not very many people actually like car shopping. Sure, it can be fun to test drive, but when it’s time to do the deal, most of us would rather have a cavity filled. Between the high-pressure sales person and … Continue reading “Shop Online & Save Stress on Your Next Car Purchase”
I don’t remember much about my high school civics class, but I do remember the day during the last week of my senior year when my teacher spent class giving us his “life tips.” These tips have stuck with me, even when a solid understanding of the political system has not. Here is a list … Continue reading “10 Car Buying Tips From a Credit Union Member”
Do you plan your costume months in advance or frantically search for last-minute ideas? It’s getting about that time to get the costumes out and do some trick-or-treating with the little ones. To get everyone into the holiday spirit, here’s a few Halloween riddles about our favorite finance-related costume ideas here at Liberty Savings. • I want to … Continue reading “Halloween is Just Around the Corner”