Summertime is just around the corner. Have you geared up for that all-important family vacation? If your answer is that you don’t think you have the cash to take a trip this year, think again. Our credit union offers simple vacation loans that can help you get the money you need now for that memory-making … Continue reading “Are You Ready for a Summer Vacation Yet?”
Author: Lady Liberty
Stop and take a look around your house. Are you delighted with everything in it? This is where you spend a good portion of your day, and where you and your family build happy memories. There’s no reason why it should be anything less than your dream home. It can be expensive to hire a … Continue reading “Top 7 Home Improvements You Can Do Yourself”
Madison, 14, asked her friend what presents meant the most to her. The answer surprised her—it wasn’t about expensive new gadgets, but about hand-crafted gifts that make heartfelt connections. Madison shares her insight into gift-giving ideas for moms and friends–there are ideas for all ages, and it’s a great way to keep children on track during … Continue reading “Kids Share Creative Gifts for Mother’s Day”
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Having a Set Allowance Ron Lieber, personal finance writer for The New York Times, says he and his … Continue reading “Does an Allowance Help Kids Save?”
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card. In addition, 59% of … Continue reading “Are your kids on the right track to financial independence?”
If you’re a prospective college student—or the parent of one—you’re probably suffering from sticker shock as you discover the cost of tuition, room and board, books, and other expenses. According to collegeboard.org, the average public four-year college costs $9,139 for tuition and fees alone (2014-2015), while the average private four-year school costs a staggering $31,231. … Continue reading “Fill the gap between rising tuition and decreasing financial aid”
At Liberty Savings, we join credit unions from all over for a month-long youth celebration each year. This year’s theme is Credit Union Strong. “What is Credit Union Strong,” you ask? Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues … Continue reading “Get “Credit Union Strong” for Youth Month”
If you’re mired in debt, you may perk up when you hear about offers to lower your debt and save you money. Offers from credit cards frequently entice you to move your debt to their card with quick incentives like money back or 0% interest for a few months. Maybe you’d be eager to jump at … Continue reading “Is Debt Consolidation the answer?”
The average tax refund is more than $2,000, but if you’re getting that much back every year then you may be overwithholding by giving the federal government an interest-free loan for the year. Underwithholding is when you file taxes, you owe the Internal Revenue Service (IRS) money. Sometimes it’s confusing to know which is the … Continue reading “The basics of tax withholdings”
Do you know your credit score? Did you know you could access it for free? For more than 10 years, consumers have been able to get their credit reports for free at AnnualCreditReport.com. Sponsored by the federal government, the website allows you to look at a detailed list of your financial history, including payments and … Continue reading “Learn your credit score for free”