It’s the middle of summer, and things are really heating up. Here’s a few things you can do to keep cool during these sunny summer months: Open windows and use portable and ceiling fans to keep air moving. Make sure ceiling fans are set for summer (the air should blow downward). If you have a window … Continue reading “Summertime Tips to Cool Off Your Home”
Category: Budgeting / Expenses
It’s that time of year again: you’re feeling carefree and in the mood to spend. Here are five common spending mistakes, according to MSN Money, that you can plan ahead to avoid this summer. Weddings On average, there are 2.5 million weddings celebrated each year, many in the summer. If you’re on the guest list, … Continue reading “Five Summer Spending Mistakes and How to Avoid Them”
No season drives home the importance of auto safety more than summer–prime time for driving and for road construction. Add the variables of intense heat and sudden rainstorms, and you’ve got greater potential for hazardous driving conditions. Of course, you can’t control traffic, road repairs, or the weather–but there’s plenty you can do. Your car, … Continue reading “Summertime Drive to Safety”
Whether you’re looking for a brand new car, or a used car that’s new to you–there are many things to consider before you purchase. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars. Realizing the best option for you is the first step. First off, … Continue reading “Three Things to Know Before You Buy a Car”
Money worries are rampant among Americans. A recent survey by Ohio State University found that 70% of the nearly 19,000 students surveyed reported feeling stressed about money. Half worried about not having enough money for daily expenses, and 60% were anxious about the cost of tuition. But it’s not just college-age adults who worry about money. … Continue reading “Don’t Let Money Worries Rob You of Sleep”
We all want to show our dads that we care on Father’s Day. Many people panic and run straight for the ties. But unless your father is a necktie aficionado, you may want to consider something else that shows how well you know and appreciate your dad. Here are 20 ways you can honor your … Continue reading “20 Ways to Celebrate Father’s Day Without Breaking the Bank”
Summertime is just around the corner. Have you geared up for that all-important family vacation? If your answer is that you don’t think you have the cash to take a trip this year, think again. Our credit union offers simple vacation loans that can help you get the money you need now for that memory-making … Continue reading “Are You Ready for a Summer Vacation Yet?”
Madison, 14, asked her friend what presents meant the most to her. The answer surprised her—it wasn’t about expensive new gadgets, but about hand-crafted gifts that make heartfelt connections. Madison shares her insight into gift-giving ideas for moms and friends–there are ideas for all ages, and it’s a great way to keep children on track during … Continue reading “Kids Share Creative Gifts for Mother’s Day”
The average tax refund is more than $2,000, but if you’re getting that much back every year then you may be overwithholding by giving the federal government an interest-free loan for the year. Underwithholding is when you file taxes, you owe the Internal Revenue Service (IRS) money. Sometimes it’s confusing to know which is the … Continue reading “The basics of tax withholdings”
Do you feel like you’re drowning in debt? The national average credit card debt per household is $7,087. About 47% of households carry a balance on credit cards from month to month. Our reliance on plastic and other forms of credit makes life difficult for families struggling to make ends meet. Even if you’re still in … Continue reading “A personal debt assessment: your financial life preserver”