Getting your financial records organized is one of the best gifts you can give your family. By setting up a workable system, and telling family members about it, you’ll ensure they know how to pick up the pieces should there be a crisis or death. Getting organized doesn’t mean finding a place for everything. It means … Continue reading “An Easy Financial Gift to Give”
Tag: Budgeting
Last week we shared about organizing your finances to help family and budget. Now we’ve got a few tips for staying informed and in control. Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement? … Continue reading “Simple Tips to Organize Your Finance”
For many college students money is tight, but there’s still great ways to save! Here are some simple ideas: BUDGET The first thing is to plan a budget ahead of time. It’s smart to create a spending plan so you know where and how you’re spending your money. If you don’t know where your money is … Continue reading “Saving as a College Student”
When people find themselves in a bind with unexpected expenses, it’s easy to recall payday loan stores and offers and think, “Maybe I should try that…” Don’t fall into that trap! Although they may seem helpful at the time, they are extremely hard to pay off. Getting a loan with a payday lender could send … Continue reading “How to Steer Clear of Payday Lending Traps”
According to the National Retail Federation, the average American household spends $688 on back-to-school shopping — 64% of it is spent on clothing and electronics. Here are a 10 ways to save this fall and throughout the year. 1. Create a checklist of items and stick to it. Most schools send out lists of items … Continue reading “10 Ways to Save on Back-to-School Shopping”
Last week we shared a few different ways for kids to make some extra cash. Now lets talk about babysitting as a great first job. Even better than a job, help your child think of this as their own business. Share this advice with them and soon they’ll be rocking (the babies) and rolling (in cash): * Make … Continue reading “Rock With Babies”
Can you believe we’re about halfway through the summer? While you’re continuing to enjoy relaxing vacation days and sunny weekends, here are a few easy tips to keep your finances in shape this summer and for years to come! 1. Put your money on autopilot Set up direct deposit, authorize electronic payments, and automate routine savings. Streamlining … Continue reading “6 Tips for Getting in Financial Shape This Summer”
There are times in life when you want or need to spend more cash than you have on hand. You can borrow the money and pay it back a little at a time if you have reasonably good credit. Depending on what you plan to do with the money there different types of personal loans available. … Continue reading “When to get a personal loan”
Short of winning the lottery or landing a super-size bonus, is it possible to end up with more money without giving up all the fun things we enjoy? Sure it is! It’ll take some time and a little effort, but shifting a few things can make a positive difference in the way you spend (and … Continue reading “Have more money without losing your lifestyle”
There’s been a lot of information going around about how to be smart with money, how to invest wisely, where to save and things like that. While there is a lot of good information out there, the foundation of smart money management is really very simple. There are just three laws you need to keep. … Continue reading “The 3 laws of smart money managment”