Saving as a College Student

For many college students money is tight, but there’s still great ways to save! Here are some simple ideas:


The first thing is to plan a budget ahead of time. It’s smart to create a spending plan so you know where and how you’re spending your money. If you don’t know where your money is going, it’s impossible to know what to cut back on. Too many dinners out with friends and an unexpected book you have to buy for class may find you short on cash at the end of the month.


Prepping meals at home can save you a lot of money. One meal out can cost you as much as three home-cooked meals–and with planning it can be easy to cook once and have leftovers for days. Never go grocery shopping when you’re hungry. Stock up on sale items you can easily store or freeze to save time and money.


Before you go out and buy the newest copy of each book for your classes, shop around. Look for used versions of textbooks or rent them if possible. Sometimes you even can find textbooks at the library. If you have to buy a textbook at full price, take good care of it so you can sell it back at the end of the semester.


Having fun inexpensively while in college should never be a problem. Instead of spending money on entertainment, check out the free events your campus has to offer—concerts, movies, speakers, sporting events. Stay in shape with the free fitness classes or intramural sports offered at your school’s recreational center. Lastly, ditch your cable—watch shows and movies online or borrow them from the library.

Third Party Disclaimer

By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.