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Deposit Rates

Certificate & Money Market Account Rates
Effective October 19, 2017
Minimum Deposit $5,000 Combined Minimum Deposit $500
Term
Months Years Annual Yield Annual Rate Annual Yield Annual Rate
6 0.5 Years 0.700% 0.698% 0.600% 0.598%
12 1 Year 0.875% 0.872% 0.775% 0.772%
18 1.5 Years 1.050% 1.045% 0.950% 0.946%
24 2 Years 1.200% 1.193% 1.100% 1.094%
30 2.5 Years 1.225% 1.218% 1.125% 1.119%
36 3 Years 1.400% 1.391% 1.300% 1.292%
42 3.5 Years 1.450% 1.440% 1.350% 1.342%
48 4 Years 1.550% 1.539% 1.450% 1.440%
54 4.5 Years 1.800% 1.785% 1.700% 1.687%
60 5 Years 2.050% 2.031% 1.950% 1.933%
66 5.5 Years 2.075% 2.056% 1.975% 1.957%
72 6 Years 2.100% 2.080% 2.000% 1.982%

Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.

Availability of individual rates and terms are subject to change without notice. Annual Percentage Yield based on term and minimum deposit. Penalty for early withdrawal.
Money Market Account
Projected Rates for
October 2017
Balance Range Yield Rate
$2,500 - $9,999.99 0.400% 0.399%
$10,000 - $49,999.99 0.450% 0.449%
$50,000 or Over 0.500% 0.499%
Rate is not guaranteed
Dividend Rates on Non-Certificate Accounts
Minimum Average Daily Balance To Receive Dividend Annual APY
Savings $501 0.10%
Holiday Club $200.00 at maturity 0.10%
Vacation Club $200.00 at maturity 0.10%
IRA Savings $500 0.10%
HSA Account $0 0.10%

Availability of individual rates and terms are subject to change without notice.

For current rates for all your borrowing needs, please call 201-659-3900 option 5. For Mortgage Rates, Click Here.
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