Two ways to get fast funds for any expense with no surprises.
When unexpected expenses happen, you need solutions, not stress. Traditional Payday Loans often come with high fees and repayment terms that can make it difficult to get ahead. Liberty Savings Express and Express Plus Loans are designed to provide a safer, more affordable option when you need money fast.
Whether it’s a car repair, medical bill, utility payment, or another surprise expense, we’re always here to help. With a Liberty Savings Express or Express Plus Loan, eligible members can access the funds they need quickly without turning to predatory lenders. No credit report is required and it only costs $20 to apply!*
Express Loans give you:
- Loan amounts from $200 – $1,000 with 6-month repayment terms
- Fixed 28%APR* and no prepayment penalties
Express Plus Loans give you:
- Loan amounts up to $2,000 with 12-month repayment terms
- Fixed 28%APR* and no prepayment penalties
Why Choose a Liberty Express Loan?
A better alternative to Payday Loans
Traditional Payday Loans often come with high fees and repayment terms that can make it nearly impossible to get ahead. Liberty Express Loans are designed to provide a safer, more affordable option when you need money fast.
Predictable Payments. No Surprises.
Know exactly what you’ll pay from the start. With a fixed rate and clear repayment schedule, there are no hidden fees or unexpected costs.
Fast access to your money
When time matters, we’re ready to help. Our streamlined process makes it easy to get the financial assistance you need.
Use the funds for whatever you’d like
All of our members’ needs and lifestyles are unique. Once you’re approved for either Express Loan, you can use the funds for whatever you need.
Pay it off early without the hidden strings attached
Most Payday Loans actually charge you a fee to pay them off early. Some are as much as $30 for every $100 borrowed. With Liberty Savings, there are no penalties for early repayment.
Find out more today
Visit any branch or call (201) 659-3900, Ext. 4. To save time, be sure to download and fill out the form below.
*Loan eligibility and rates are determined by LSFCU. $20 application fee is non-refundable. Eligibility for an Express Loan requires LSFCU membership in good standing for a minimum of six (6) months. Eligibility for an Express Plus Loan requires LSFCU membership in good standing for a minimum of twelve (12) months. Eligibility requires current employment and Direct Deposit or Payroll Deduction sufficient to cover all LSFCU payment obligations. LSFCU Express and Express Plus Loans are granted under the NCUA PALs and PALs II definitions and are subject to the limitations prescribed by law. Rates and terms are subject to change without notice.
“I’ve been with the credit union for the past 25 years and have always received excellent service and help with loans. I highly recommend Liberty Savings to anyone in Hudson County looking for a loan or new place to bank.” – Liberty Savings Member
Third Party Disclaimer
By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.
Continue