For many college students money is tight, but there’s still great ways to save! Here are some simple ideas: BUDGET The first thing is to plan a budget ahead of time. It’s smart to create a spending plan so you know where and how you’re spending your money. If you don’t know where your money is … Continue reading “Saving as a College Student”
Author: Lady Liberty
Halloween should be an exciting time of year for children and their parents, but too often the celebration devolves into tragedy. Make safety a top priority this year with tips from the CDC (U.S. Centers for Disease Control and Prevention). Bonus: the list to spells out something extra to help you remember! Swords, knives, and other … Continue reading “Have a Safe Halloween”
Paying off debt is a great goal, but many people give into an impulse to be rid of debt by depleting their savings. While this may seem like a great idea, over the long run it may actually hurt you more. Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), … Continue reading “How Saving Helps Pay Down Debt”
No one likes throwing away food, especially if you’re trying to save money. But what do you do with those fresh string beans you got on sale that may not get eaten before they go bad? Freezing your food can save you money and time. Plus, it allow you to enjoy your savings for months, and … Continue reading “How to Save Money With Your Freezer”
The most recent Equifax hack is one of the worst for Americans because so many people have had their information passed through the company, but the bigger picture is that data breaches seem to happen to large companies all to frequently these days. With Equifax, the particular worry is thieves knowing every bit of your … Continue reading “Protect Yourself from the Equifax Hack & More”
If you don’t plan ahead on how and when you should access your IRA (individual retirement account) money, you may get a worse tax bite than necessary. The rules that govern minimum required distributions from IRAs are among the most complicated in our tax code. This article and chart only give a brief overview so … Continue reading “How to Withdraw From Your IRA”
Most teenagers have big dreams. Some dream of owning a car, traveling, or starting a business. Many plan on attending college. All those dreams require cash. So how do you turn that dream into reality? Be a dream achiever and start saving your money. Think small to save big If you’re 13 years old and you … Continue reading “Youth Post: Saving For Your Dreams”
When people find themselves in a bind with unexpected expenses, it’s easy to recall payday loan stores and offers and think, “Maybe I should try that…” Don’t fall into that trap! Although they may seem helpful at the time, they are extremely hard to pay off. Getting a loan with a payday lender could send … Continue reading “How to Steer Clear of Payday Lending Traps”
Earlier this year, a Facebook quiz went around called “10 Bands I’ve Seen, And One Is a Lie.” People on Facebook would re-share, listing the names of nine bands they’d seen and one that they hadn’t. Their friends then had to guess which was the lie. The person sharing the list often included a note about the first … Continue reading “Stay Safe on Social Media”
According to the National Retail Federation, the average American household spends $688 on back-to-school shopping — 64% of it is spent on clothing and electronics. Here are a 10 ways to save this fall and throughout the year. 1. Create a checklist of items and stick to it. Most schools send out lists of items … Continue reading “10 Ways to Save on Back-to-School Shopping”