| Certificate & Money Market Account Rates | |||||
| Effective February 18, 2026 | |||||
| Term | Minimum Deposit $5,000 Combined | Minimum Deposit $500 | |||
| Months | Years | Annual Yield | Annual Rate | Annual Yield | Annual Rate |
| 6 | 0.5 Years | 3.000% | 2.960% | 2.900% | 2.862% |
| 12 | 1 Year | 3.500% | 3.445% | 3.400% | 3.348% |
| 18 | 1.5 Years | 3.500% | 3.445% | 3.400% | 3.348% |
| 24 | 2 Years | 3.000% | 2.960% | 2.900% | 2.862% |
| 30 | 2.5 Years | 3.000% | 2.960% | 2.900% | 2.862% |
| 36 | 3 Years | 3.125% | 3.081% | 3.025% | 2.984% |
| 42 | 3.5 Years | 3.125% | 3.081% | 3.025% | 2.984% |
| 48 | 4 Years | 3.250% | 3.203% | 3.150% | 3.105% |
| 54 | 4.5 Years | 3.250% | 3.203% | 3.150% | 3.105% |
| 60 | 5 Years | 3.500% | 3.445% | 3.400% | 3.348% |
| 66 | 5.5 Years | 3.500% | 3.445% | 3.400% | 3.348% |
| 72 | 6 Years | 3.500% | 3.445% | 3.400% | 3.348% |
Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.
Availability of individual rates and terms are subject to change without notice.
Annual Percentage Yield based on term and minimum deposit.
Penalty for early withdrawal.
| Money Market Account | ||
| Projected Rates for February 2026 | ||
| Balance Range | Yield | Rate |
| $2,500 – $24,999.99 | 1.500% | 1.490% |
| $25,000 – $99,999.99 | 2.250% | 2.227% |
| $100,000 – $249,999.99 | 2.500% | 2.472% |
| $250,000,000 and over | 2.750% | 2.716% |
| Rate is not guaranteed | ||
| Dividend Rates on Non-Certificate Accounts | ||
| Minimum Average Daily Balance To Receive Dividend | Annual APY | |
| Savings | $501 | 0.10% |
| Holiday Club | $200.00 at maturity | 0.10% |
| Vacation Club | $200.00 at maturity | 0.10% |
| IRA Savings | $500 | 0.10% |
| HSA Account | $0 | 0.10% |
Availability of individual rates and terms are subject to change without notice.
For current rates for all your borrowing needs, please call 201-659-3900 Ext. 4.
“Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for multiple loans. The customer service is amazing!” – Liberty Savings Member
Third Party Disclaimer
By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.
Continue