Please be advised that the ATMs at the Union City and City Line branches are being upgraded and not currently accepting deposits. Click here to find a nearby fee-free ATM. Thank you for your patience.
LSFCU’s financial services partner is Key Financial, a full service financial planning organization. Through our partnership we hope to help you protect, coordinate and make better financial decisions through the programs we have set up for our members. Click here to be directed to the many benefits available to you as a Liberty Savings member.
We have aligned ourselves with Bob Dash of Key Financial to assist you in reaching your financial goals, and objectives. For questions, please contact Mr. Dash directly at (973) 507-0132 or email firstname.lastname@example.org
Does your money need to keep pace with inflation? Will you be in a lower tax bracket when you retire? My 401k plan creates a Tax Savings? Compounding interest creates a financial miracle? Rate of Return on my assets is more important than regular savings habits? To increase protection, my cash flow will suffer?
These questions and statements need to be answered and backed by facts not fiction. When planning for your future you need to make educated decisions backed by facts. The water cooler chat just doesn’t cut it… the internet is filled with a lot of information but without a skilled professional to help you sort through all the mis-information you can create a dysfunctional, uncoordinated plan.
Remember without a strategy and coordinated effort a product is just a product. Our goal is to provide clear strategies first, aligned with your goals and aspirations.
Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors.
Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.
Insurance transfers the financial risk of life’s events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they’re carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.
“I’ve been with the credit union for the past 25 years and have always received excellent service and help with loans. I highly recommend Liberty Savings to anyone in Hudson County looking for a loan or new place to bank.”
– Liberty Savings Member
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