The last ten years have been quite transformational for people, especially this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about as much (rather, as little) as previous generations. Then … Continue reading “Credit Union Values That Fit Your Life Goals”
Author: Lady Liberty
Totally branchless banking has increased lately, but many are still skeptical. In 2014, Bankrate released a study saying that more than 30% of Americans haven’t visited a branch in the last six months. With the rise of mobile technology, financial security and digital communication, it’s possible to never step foot in a branch again. But … Continue reading “Can You Go Branchless With Liberty Savings?”
Worrying about money is natural. Almost everyone does it at some point. But worrying could also be a sign there are serious problems you’re avoiding —a persistent little reminder that just won’t go away. So if you’re finding yourself stressed about upcoming spring plans or summer travels, there are some simple things you can do to stop … Continue reading “Three Steps to Fixing Your Money Worries”
Do you have questions about Social Security? Not sure where to look next? Whether you’ve just started treading these waters, or it’s been years since you started receiving benefits, it can be difficult to get the answers you need. Follow these suggestions to limit frustration when seeking out answers: Visit the website Save yourself time and … Continue reading “5 Ways to Get Social Security Help”
The home decorating business is a billion dollar industry, and for good reason. Nothing makes a house feel like a home quite like photos, artwork, and end tables. Before you know it, you’re buying more odds and ends from your Pinterest board so your home can look like it’s from an episode on HGTV. A … Continue reading “Minimalize Your Life and Your Finances”
Last week we went over safety considerations when car shopping, so this week we thought we’d add to that with some overall vehicle thoughts. Did you know the average cost of a new vehicle today is around $30,000? Whether you want a shiny, new car or are content with a reliable used ride, you want to get … Continue reading “The RAIN Method for Buying a Car”
Many of us have loved ones, young and old, that one day will be asking us for car buying advice. There are so many choices out there that for either group car buying can be overwhelming, and everyone involved might get carried away with wants over needs. Drivers of any age need cars with good safety … Continue reading “Help Your Loved Ones Make Safe Auto Choices”
The beauty of the Internet is that anyone can start a blog. The ugly truth about the Internet is that anyone can start a blog. And no, that’s no typo. There’s a lot of content floating out there about how to manage your money and build long-term wealth, but not all of it is good. … Continue reading “Financial Advice You Should Never Follow”
The new year brings with it plenty of resolutions, cleaning out the closets and resolves to “do better” with our lives. Whether you want to move into a smaller house or just plan to rid your home of clutter, downsizing your belongings can be easier said than done. Here are 5 tips for downsizing with no … Continue reading “Save Money When Downsizing Your Belongings”
Did you leave behind a 401(k), 403(b), or 457 governmental deferred compensation plan at a former job–or are you about to? These are a few things to consider for your investments, but before making any moves, contact your plan administrator and, if necessary, a financial or tax adviser for complete information about the rules and … Continue reading “Did You Leave a Retirement Plan at a Former Job?”